Open Banking Compliance Architecture
obconnect
UK Open Banking infrastructure platform serving tier-1 banks with Verification of Payee, CoP compliance, and TPP software solutions.
Sector: Financial Technology
Results
- Passed all UK Open Banking compliance and vendor security audits
- Achieved consistent uptime for API documentation serving tier-1 bank technical teams
- Structured B2B funnel generating qualified inbound from UK banking sector
- Platform positioned obconnect for institutional procurement conversations with UK's major clearing banks
The story
obconnect represents Migher World's most enterprise-grade international engagement. Operating in the UK's most regulated sector — FCA-supervised Open Banking — obconnect provides Verification of Payee (VoP), Confirmation of Payee (CoP), and TPP Software to UK tier-1 banks and corporates. Migher World engineered the full web presence and B2B lead platform, implemented Cloudflare WAF protection, and hardened a Next.js architecture against injection attacks. The site serves as the front door to HSBC-level banking clients evaluating Open Banking compliance partners — a context where every detail of security posture and product messaging is scrutinised before a procurement conversation begins.
The challenge
In the UK Open Banking space, a single security misconfiguration or unclear product messaging could disqualify obconnect from tier-1 bank procurement processes. The platform had to communicate complex regulatory products — VoP, CoP, TPP — clearly to both technical and commercial audiences simultaneously, while meeting the enterprise security expectations of institutions that run their own penetration testing before vendor onboarding.
What we did
Migher World took an architecture-first approach: Cloudflare WAF, strict Content Security Policy headers, Prisma ORM to eliminate injection vectors, and a content hierarchy designed to serve both technical evaluators and commercial decision-makers without compromise. Product pages were structured to satisfy a bank's security team on first review and close a commercial director on the same visit.
Technology used
- Next.js
- Enterprise Security Standards
- Cloudflare
- Prisma
Beyond the build
We build it, host it, secure it, then hand it over.
Hosting and servers
We set up and configure the infrastructure behind every project, on WHM/cPanel hosting or AWS, so it launches on a stable, properly configured server.
Security
Security hardening is part of delivery, not an extra: access, server and application settings are reviewed and tightened before go-live.
Handover, then your choice
We hand everything over with clear documentation. You can run it yourselves, or keep us on for managed hosting, security and support.
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